We do not charge any fees to evaluate your mortgage needs.

Mortgage brokers are paid by the bank once the mortgage transaction has closed. Sometimes in certain scenarios, where clients don’t meet standard mortgage approval guidelines, lender or broker fees may be charged. However,  all such fees are transparent and disclosed up front.

There are many policies out there that do not require a medical exam. Based on the answers you provide regarding the policy’s health questions, the carriers may only require additional information from your doctor

A second mortgage is simply an additional mortgage resgistered against the title of you home. It is also known as Home Equity Loan or Home Equity Line of Credit. These types of loans are registered against the title of your home as a second charge and are all second mortgages.

Due to the high volume of business we send to our lender partners , we are given preferred rates. We always pass this onto our clients.

Yes, you have come to the right place. If bank has declined your apllication for a mortgage based on your credit qualification  don’t worry, we specialize in getting you approved.  We understand that your credit may not allow you to receive traditional financing from the banks and we use our own resources to get you the financing you require.