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Tap Into Mortgage Trends. Get vital mortgage industry data and insight from the expert.
Latest Articles from Ashab
Mortgage Financing in 2021
2020 has been a year of demonstrating resilience, with the global pandemic of COVID 19 still unconquered. There has been government intervention, record unemployment, mortgage payment deferrals, record low-interest rates as a result. However, the statistics have...
Young Canadians are set to purchase their first homes, despite COVID-19
In a surprising result of a recent survey conducted by Scotiabank, it was revealed that approximately 20% of young Canadians, aged 18 to 24, said that the pandemic has actually accelerated their plans for purchasing their home or investment property. One reason...
10 questions to ask your mortgage broker
Mortgage brokers are the intermediary between a borrower and a lender. They compare the rates of all lending institutions to determine the best mortgage for you. These individuals are independent agents who research and communicate with different financial...
What is a good credit score?
What is a credit score? Your credit score is a number that defines your credit rating. Your credit score typically ranges from 300 to 900 and is based on the information in your credit report. The table below shows the various ratings: Your credit report provides...
Why now is a good time to refinance your home mortgage
With the coronavirus outbreak refinancing may be a bit of a challenge. With mortgage rates near rock bottom, is it a good time to refinance a mortgage? The answer to this is isn’t simple. In April, the record low rates resulted in massive refinancing activity just as...
Mortgage Stress Test: Great news for 1st time home owners
The mortgage stress test requires banks to check that a borrower can still make their payment at a rate that’s higher than they actually pay. With the 5 year posted mortgage rate tumbling, the Bank of Canada was compelled to downward revise their stress test level for...
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Canada Mortgage & Housing Finance
Canada Mortgage and Housing Corporation (CMHC) is Canada’s national housing agency.

Government of Canada - Mortgage Information
Choosing a mortgage, renewing your mortgage, paying off your mortgage faster and more.

Financial Consumer Agency of Canada (FCAC)
FCAC ensures compliance with consumer protection, promotes financial education and consumers’ awareness.
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